# lending

Aave is a decentralized money market protocol where people can lend out their assets to earn interest, or borrow various cryptocurrencies against their deposited collateral. The protocol has a native token AAVE, which is used by its community to make collective decisions on the direction of the protocol.

Alchemix Finance is a DeFi protocol that allows people to create yield-backed synthetic tokens in exchange for providing their cryptocurrencies as collateral. Visitors can for example deposit their DAI into the protocol, and receive (a lesser amount of) alUSD tokens, equally pegged to $1. The protocol uses the collateral provided by its visitors to collect yield and dynamically repay the depositors' debt, essentially giving its users an immediate claim on the future yield of their tokens. The protocols native token is ALCX, used to govern the development and directional decisions of Alchemix.

Aloe is a permissionless lending protocol built on Uniswap, featuring risk-isolated pools, dynamic LTVs, and ultra-efficient liquidations. It's audited, governance-minimized, and supports Uniswap positions as collateral.

AMP is a digital collateral token that provides instant, verifiable assurance for any real-world application

### What Astaria is an on-chain NFT lending platform that aims to provide a seamless experience for the native DeFi user. The Astaria protocol allows Strategists to publish loan terms through Vaults, which can accept capital from liquidity providers to be lent to borrowers. Competition between Strategists ensures that borrowers have access to competitive market rates and terms.

B.Protocol is a backstop protocol which BPRO holders govern. Users of the protocol have access to all the benefits of MakerDAO and Compound (soon Aave), with the additional benefit of splitting liquidation proceeds according to proportional usage of the protocol.

BendDAO is the first decentralized peer-to-pool based NFT liquidity protocol.

Canto is a permissionless general-purpose blockchain running the Ethereum Virtual Machine (EVM) At launch, Canto provides Tendermint consensus secured by Canto validator nodes and an EVM execution layer via Cosmos SDK in addition to core financial primitives designed to support the Free Public Infrastructure (FPI)

Compound is a decentralized autonomous interest rate protocol. It allows people to lend and borrow their cryptocurrencies, and establishes money markets by algorithmically setting interest rates based on supply and demand of various assets. Its native token is COMP, allowing holders to propose and vote on changes made to the protocol.

Lend any token any time. Alt-coin liquidity for borrowers and lenders. Trade what you want, when you want.

### What Euler is a non-custodial permissionless protocol on Ethereum that allows users to lend and borrow almost any crypto asset. Euler helps users to earn interest on their crypto assets or hedge against volatile markets without the need for a trusted third-party. ### Why? Euler introduces a number of new features in DeFi, including permissionless lending markets, protected collateral, reactive interest rates, per-second compounding interests and feeless flash loans. #### Permisionless listing Euler lets its users determine which assets are listed. Any asset that has a WETH pair on Uniswap v3 can be added as a lending market on Euler. #### Protected Collateral On Compound and Aave, collateral deposited to the protocol is always made available for lending. On the other hand, Euler allows collateral to be deposited, but not made available for lending. This collateral is 'protected'. It doesn't earn interest, but is free from the risks of borrowers defaulting, can always be withdrawn instantly, and helps protect against borrowers using tokens to influence governance decisions. #### Reactive interest rates Euler uses control theory to autonomously change the interest rates towards a level that maximises utilisation of assets in the protocol. These reactive interest rates adapt to market conditions for the asset in real-time without the need for ongoing governance intervention. #### Compound Interest Compound interest is accrued on Euler each second. This is different from other lending protocols, where interest is typically accrued every block. Earning interest per-second is generally expected to perform more predictably in the long-run, even if upgrades to Ethereum lead to changes in the average time between blocks. #### Feeless Flash Loans Euler only charges fees according to the time value of money, and from the blockchain's perspective flash loans are held for a duration of 0 seconds. Thus, they are entirely free on Euler (ignoring gas costs).

No description available

We are a REKT-resistant EVM Layer 1 blockchain, engineered to address the critical challenges of security and liquidity in Web3. Through innovative solutions like the Haven1 Passport (POI), 2FA Wallet-Shield, AI-powered network monitoring, and a robust liquidity aggregation system, Haven1 is building a Safe Haven ecosystem for everything onchain in Web3

Inverse Finance is an Open Source Protocol for Lending and Borrowing assets.

JPG is a platform focused on curating NFT exhibitions, enabling users to create or participate in co-curating NFT collections known as Canons. It positions itself as a curation layer for Web3, emphasizing community engagement in discovering and governing the Canons, which range across various themes and artistic expressions.

Deposit NFTs and borrow ETH for small illiquid NFT collections that can't get into the main NFT lending markets.

Stablecoin protocol that allows you to keep your crypto and still be able to spend its value

SCREAM is a highly-scalable decentralised lending protocol built and powered by the Fantom Blockchain.

Sky enables users to get rewarded for non-custodial saving.

Teller is a non-custodial lending book that enables time-based loans. The protocol supports any ERC20 (token) or ERC721 / ERC1155 (NFT) as collateral, with no margin liquidations for the duration of a loan. Teller is live on Ethereum, Base, Arbitrum, and Polygon.

Wildcat provides an unprecedented level of freedom for on-chain facilitation of credit. Fixed rates. Flexible everything else. Wildcat is an Ethereum protocol enabling undercollateralised on-chain credit facilities which a borrower can parameterise however they wish. Lenders benefit from novel interest rate and withdrawal mechanisms. Designed by - and for - sophisticated actors in the financial markets space.